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What is health insurance?

Health insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you’re injured or sick. Just like car insurance or home insurance, you choose a plan and agree to pay a certain rate, or premium, each month. In return, your health insurer agrees to pay a portion of your covered medical costs. Payments by your health insurance are typically based on discounts they negotiate with doctors and hospitals.

Medicaid, Medicare, and the Marketplace

Many people in the United States receive health insurance from their employers if they work full-time. However, sometimes this health insurance is too expensive, people only work part-time and don’t qualify for insurance through their employers, or people are unable to work. Here are some low-cost insurance options available. Depending on your situation, some may even be free to you!

How do I get insurance?

If you are a Birmingham patient, feel free to talk to us about signing up for insurance. We have volunteers on our team that can help you figure out which option is best for you. They can even help you apply!

If you are not our patient, click the "Learn More" button below to learn about some great (and FREE) opportunities to get help applying for health insurance here in Pittsburgh. 

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